Commercial
Real Estate
Appraiser
in Florida
Buying, Selling, Refinances, SBA loans, divorce, estate, and ground leases. 25+ years serving all 67 Florida counties.
Need a quote? We offer Restricted Appraisal Reports and full Narrative Appraisal Reports.
Free Commercial Quote
No commitment · We call you back
Property Owners, Investors, Realtors,
Banks, Attorneys, and CPAs
Banks & Lenders
USPAP and FIRREA-compliant reports that pass review the first time. SBA 504, SBA 7(a), refinance, OREO, and portfolio loans.
Attorneys & CPAs
Court-defensible appraisals for divorce, estate, probate, partnership disputes, and ground leases. Expert witness available.
Owners & Investors
Pre-purchase due diligence, partnership buyouts, 1031 exchanges, internal valuations, and ground leases.
Every Commercial Property Type in Florida
From office buildings to marinas: if it's commercial, we appraise it.
Office Buildings
Class A through medical office condos
Retail
Strip centers, freestanding, mixed-use
Industrial
Distribution, flex, manufacturing
Hotels & Motels
Going concern plus real estate
Multifamily
5+ units, garden-style to mid-rise
Restaurants
With or without liquor license
Self-Storage
Climate-controlled and standard
Vacant Land
Entitled, raw, agricultural
Marinas
Wet slip and dry stack facilities
Mobile Home Parks
All-age and 55+ communities
Religious Properties
Churches, synagogues, mosques
Medical & Dental
Surgery centers, clinics, condos
Also Appraised
Every Reason a Florida Property Needs an Appraisal
Trusted by owners, investors, banks, attorneys, and courts across Florida.
Lending & Financing
- Mortgage Lending
- SBA 504 Loans
- SBA 7(a) Loans
- Hard Money / Bridge
- Refinance
- FIRREA-Compliant
- Loan Workout / OREO
Litigation & Dispute
- Divorce / Dissolution
- Estate / Date of Death
- Probate
- Partnership Buy-Sell
- Expert Witness
- Eminent Domain
- Bankruptcy
Investment & Analysis
- Buying / Selling Decisions
- Cap Rate Studies
- Cash Flow Analysis
- Highest & Best Use
- Market Rent Studies
- Portfolio Valuations
- Investment Analysis
- Feasibility Studies
Review & Special
- Appraisal Reviews
- Retrospective Appraisals
- Prospective Appraisals
- Trust Valuations
- Foreclosure / REO
Construction & Development
- New Construction
- Draw Inspections
- Absorption Analysis
- Insurance Replacement Cost
- Reserve Studies
- 50% FEMA Rule
From Quote to Delivered Report: Four Simple Steps
From engagement to delivered report in 7-8 business days.
Quote
Call or submit the form. We confirm scope, fee, and timeline within 2 hours.
Inspection
Site visit, measurements, photos, and document collection: rent rolls, leases, financials.
Analysis
Income, sales comparison, and cost approach using Florida MLS, CoStar, and county records.
Delivery
Restricted Appraisal or Narrative Appraisal report delivered as signed PDF and digital copy.
Transparent Pricing
How We Price an Appraisal
Every assignment is quoted individually. No online calculators, no hidden fees. Here are the five factors that shape every engagement.
Property Type
Office, retail, industrial, multifamily, hospitality, and specialty uses each require distinct methodologies, data sources, and comparable market analysis, directly shaping the scope of work.
Size & Complexity
Square footage, number of units, lease structure, and physical condition all affect how extensive the inspection and analysis must be. A simple warehouse and a multi-tenant mixed-use building are entirely different assignments.
Document Availability
Rent rolls, leases, operating statements, and prior appraisals allow for faster, more precise analysis. Incomplete records require additional research and field verification, which extends the engagement.
Turnaround
Standard delivery runs 7-8 business days. When a lender, closing, or court deadline requires an accelerated schedule, we accommodate rush requests, which affects the engagement scope accordingly.
Purpose of the Appraisal
We provide independent, USPAP-compliant commercial appraisals for financing, acquisitions, estate and tax planning, litigation, partnership dissolution, insurance, and asset management. Every report uses recognized valuation methods and market-supported data, tailored to the property and the assignment, so clients can make informed decisions with confidence.
Get Started
Ready to get your quote?
We review your property details and respond within 2 hours, no commitment required.
Transparency
See a Real Appraisal Report
Before you hire anyone, review what a finished report looks like. Our deliverables meet USPAP standards. No surprises.
Sample Report
Commercial Appraisal
Report
- Full income, sales & cost approach
- USPAP-compliant narrative format
- Market analysis & comparable sales
- Final reconciled value opinion
- Accepted by SBA, banks & courts
Sample Report
Replacement Cost
Report
- Marshall & Swift cost methodology
- Depreciation & obsolescence analysis
- Required for insurance & estate purposes
- Covers all building improvements
- Accepted by FEMA, insurers & courts
67
Counties Covered
2
Florida Offices
25+
Years Experience
2 hrs
Quote Response
Florida Statewide:
All 67 Counties
Two offices. One point of contact. Appraisals anywhere in Florida, from Pensacola to Key West.
Central Florida
South Florida
North Florida
25+
Yrs FL
Jorge V. Canellas
RZ3108 · Florida
Cert. General Appraiser50+
Yrs FL
Juan Colon-Feliciano
RZ3069 · FL & PR
Cert. General Appraiser
Why Florida Property Owners & Real Estate Professionals
Trust Us
State Certified General Appraiser · License RZ3108
Florida's highest commercial license level, mandated by FIRREA for federally-related transactions.
USPAP-Grade Methodology
Every report follows the Uniform Standards of Professional Appraisal Practice. Banks and lenders accept them the first time.
25+ Years in Florida
Deep local market data, not pulled from a national database. We know every submarket.
Fully Bilingual
Complete reports and consultation in English or Spanish. Atendemos en español.
Court-Defensible
Testifying experience in Florida courts. USPAP-compliant from the first inspection note.
What Our Clients Say
Andrew Philippone
Local Guide · 19 reviews
Great service. George came to the property and did the appraisal within two days of the order, and three days later we received a full report. A pleasure to work with. As a broker for 30 years, you learn to appreciate the good ones!
David Ferguson
12 reviews
Contacted Appraisers of America for a rush appraisal of a church property. Jorge completed the appraisal and all supporting documentation in less than a week. Very thorough and detailed. He called personally to confirm the report was emailed. A genuinely delightful experience.
Brahian Gutierrez
2 reviews
Our experience was truly outstanding. Sarah was incredibly efficient and always available. Jorge was exceptionally knowledgeable and thorough. We were told two weeks; we received results even sooner. We are extremely satisfied and will absolutely work with them again.
Angela Maxwell
5 reviews
This was our first commercial appraisal and we had lots of questions. Victor and Sara were so kind and patient with us. The work was done exactly as promised and the report delivered very timely. I highly recommend them.
David Hechavarria
14 reviews
The best appraiser ever. Completed on time, with great attention to detail and excellent service. Highly recommend due to their vast experience and knowledge.
Yeny Castellanos
Local Guide · 17 reviews
As a real estate agent I have worked with many appraisers and inspectors. I know how to spot the efficient and professional ones. I definitely recommend this company 100%.
Michelle Burdo
10 reviews
Appraisal was thorough and completed in a timely manner. Grateful for their expertise and knowledge of Fannie/Freddie guidelines.
Frequently Asked Questions
How is a commercial property's value determined?
We use three approaches as required by USPAP. The Income Approach capitalizes the property's net operating income, the primary method for hotels, multifamily, retail, and any income-producing property. The Sales Comparison Approach compares the subject to recently sold similar properties, used for all property types and primary for owner-occupied buildings. The Cost Approach estimates land value plus depreciated reproduction cost, required for new construction, special-purpose, and insurance valuations. We use one, two, or all three depending on the property and the purpose, and we explain the choice in the report.
Reviewed by Jorge V. Canellas, RZ3108, Certified General Appraiser
How long does a commercial appraisal take?
Timeline depends on property type and complexity. We confirm your exact turnaround before you sign anything. The number-one delay is missing documents (rent rolls, leases, and financials), so we send a checklist at the start. Rush delivery is available with a fee.
Reviewed by Jorge V. Canellas, RZ3108, Certified General Appraiser
Who pays for the commercial appraisal, me or the lender?
The lender or the client/intended user pays — it depends on the deal.
Reviewed by Jorge V. Canellas, RZ3108, Certified General Appraiser
Do I need a special designation, or is a state-certified appraiser enough?
For all Florida commercial work (SBA loans, refinances, divorce, estate, and ground leases), a state-certified general appraiser is exactly what FIRREA and SBA require. Certified General (CG) is the highest license Florida issues for commercial real estate. Our licenses RZ3108 and RZ3069 qualify us for every property type and every loan program in the state.
Reviewed by Jorge V. Canellas, RZ3108, Certified General Appraiser
What's the difference between a residential and a commercial appraisal?
Commercial appraisals use three approaches: income, sales comparison, and cost. Residential mostly uses sales comparison. Commercial reports run 40 to 100+ pages, residential reports run 10 to 25. Commercial appraisers must be certified general, not certified residential. Commercial fees are 5 to 10x higher because of the analysis depth.
Reviewed by Jorge V. Canellas, RZ3108, Certified General Appraiser
What's the difference between Restricted Appraisal and Full Narrative Appraisal reports?
A Restricted Appraisal Report is for the client/intended user only — no third parties, including lenders, can rely on it. It's shorter and more affordable for internal use. A Full Narrative Appraisal Report is the comprehensive option required when the lender or the client/intended user needs full documentation for SBA loans, litigation, estates, divorces, and complex commercial properties. We'll help you choose the right one based on the intended user.
Reviewed by Jorge V. Canellas, RZ3108, Certified General Appraiser
Does the SBA require an appraisal for a 504 or 7(a) loan?
Yes for SBA 504 if the project property is $250,000 or more. Yes for SBA 7(a) on real estate above the SBA threshold. The appraisal must be USPAP-compliant, less than 12 months old at application, and identify the lender as the client. We've completed extensive SBA appraisal work and know exactly what passes review.
Reviewed by Jorge V. Canellas, RZ3108, Certified General Appraiser
Do you serve my city in Florida?
We serve all 67 Florida counties from offices in Orlando and Miami. Most jobs are within Central Florida (Orange, Seminole, Osceola, Lake, Polk, Volusia, Brevard) and South Florida (Miami-Dade, Broward, Palm Beach). North Florida cities like Jacksonville, Gainesville, and Tallahassee get covered statewide. Tell us the address and we'll confirm.
Reviewed by Jorge V. Canellas, RZ3108, Certified General Appraiser
Will the appraisal hold up in court for divorce or estate?
Yes. Our reports are USPAP-compliant and prepared with court use in mind from day one. Jorge V. Canellas (RZ3108) has testified in Florida courts. For divorce, probate, and partnership litigation we recommend the Restricted Appraisal or Appraisal report.
Reviewed by Jorge V. Canellas, RZ3108, Certified General Appraiser
How long does a restricted appraisal report take?
It depends on the report type, but typically 7 to 8 business days for Restricted Appraisal Reports.
Reviewed by Jorge V. Canellas, RZ3108, Certified General Appraiser
Get Your Free Commercial
Appraisal Quote Today
We respond within 2 business hours. Monday–Friday 8am–6pm. Saturday quotes available by request.
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